Contact Info
1362, 1st Floor, Shukrawar Peth, Kala Haud Chowk, Near Bafana Petrol Pump, Pune - 411 002.
Mr. Vishal Deshpande - 9881718104 / Mr. Akash Deshpande - 9890769069
1362, 1st Floor, Shukrawar Peth, Kala Haud Chowk, Near Bafana Petrol Pump, Pune - 411 002.
Mr. Vishal Deshpande - 9881718104 / Mr. Akash Deshpande - 9890769069
1362, 1st Floor, Shukrawar Peth,
Kala Haud Chowk, Near Bafana Petrol Pump,
Pune - 411 002.
Telephone :
020 - 24496341 / 24496342
Mobile :
Mr. Vishal Deshpande - 9881718104
Mr. Akash Deshpande - 9890769069
Fax :
020 - 24496343
Vishal@Vedadvisor.com
Akash@Vedadvisor.com
Sales :
sales@vedadvisor.com
Loan Against Property is a secured loan product that can be useful for both salaried individuals as
well as businesses. The loan gets sanctioned once you mortgage your residential or commercial
property. The bank approves the credit amount, which is equivalent to the current value of the
property. As a loan buyer, you can mortgage a property that is self-occupied, rented or any piece of
land owned by you. However, you need to make sure that the title of the property is clear.
1. Long repayment tenure: LAP or Loan Against Property has a long repayment tenure that can
stretch up to 15 years.
2. Lower interest rates: As compared to other unsecured products like Personal Loans, where
the rate of interest is usually high, LAP has lower interest charges.
3. Lower EMIs: The longer the tenure, the lower the EMI. Since the tenure of the Loan Against
Property is longer, the EMIs also gets reduced. Thus, bringing down the burden of the loan.
4. Easy to avail: You can easily avail LAP as it is a secured loan type and banks are willing to
provide the credit. If you have a property, you can mortgage it with a reputed bank to get
loan for any business or personal needs.
A home/housing loan, also known as a mortgage, is an amount of money borrowed by an individual,
usually from banks and companies that lend money. The borrower has to pay back the loan amount
with interest in Easy Monthly Instalments or EMI’s over a period of time that can vary between 10-
30 years depending on the nature of the loan.
There are different kinds of home loans options that are made to suit each unique situation. You can
take home loans to buy properties that are either commercial or personal in nature.
Here are some of the different kinds of home loans you can take.
1. Home Purchase Loan – You can buy any house or home that is within your budget
2. Construction Home Loan – You can use this loan to cover the costs of building a house
3. Land Purchase Loan – You can use this loan to buy a piece of land
4. Home Improvement Loan – You can use this loan to renovate and improve your house
5. Home Repair Loan – Pay for the cost of repair and restoration of your home
6. Home Extension Loan – Increase the amount of built up space at your home using this loan.